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Florida’s geographical location makes it susceptible to hurricanes, especially during the official hurricane season that spans from June 1 to November 30. According to the National Oceanic and Atmospheric Administration (NOAA), Florida has been hit by over 120 hurricanes since records began in 1851. Understanding the imminent risk is the first step in mitigating the potential for catastrophic loss.

If you find yourself grappling with property damage following a hurricane, our Fort Lauderdale property damage insurance claim lawyer at Premier Property Law is equipped to provide you with the legal guidance you need.

Types of Hurricane Damage

Property damage during hurricanes can be extensive and varies depending on the severity of the storm. Here are common types of hurricane damage in Florida:

water flowing through doors from a flooded office

Flooding and Water Damage:
Torrential rain accompanying a hurricane can lead to flooding, causing extensive water damage to homes and commercial properties.

cracked brick foundation, house settling causing bricks crack

Structural Damage:
Strong winds can cause significant structural damage, such as roof loss, siding damage, and broken windows.

debri blocking road during a typhoon

Wind-driven Debris:
Debris propelled by hurricane winds can damage windows and roofs, posing a severe risk to property and personal safety.

From structural impairments to water-related damages and electrical hazards, each type poses its unique set of challenges for repair and insurance claims. Being well-informed about these categories enables property owners to take appropriate preventative measures and to navigate the insurance claim process more effectively.

Insurance Claims for Hurricane Damage

Filing an insurance claim for hurricane damage is a complex process, fraught with challenges. It’s essential to document the damage meticulously and report it to your insurance company as soon as possible. You may also need to coordinate with your Fort Lauderdale property damage insurance claim lawyer to ensure you get the compensation you rightfully deserve.

  1. Thorough documentation is the cornerstone of a strong insurance claim. Take high-resolution photos and videos from multiple angles to capture the extent of the damage, and complement these images and video clips with detailed descriptions.
  2. As soon as it is safe to assess the damage, get in touch with your insurance company to start the claims process. The sooner you report the damage, the better your chances are for a prompt and fair settlement.
  3. If you encounter difficulties with your insurance claim, such as denial or insufficient compensation, it is advisable to seek legal assistance.

Understanding the types of damage and the process for filing insurance claims can help you navigate this challenging time. If you have experienced property damage due to a hurricane, Premier Property Law is here to guide you through the legal intricacies involved in securing an insurance claim. Contact us today for a consultation to assess your unique circumstances and strategize the best way forward. We have handled thousands of property damage claims due to hurricane damage. We are ready to help you today.

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